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Residential Mortgages


3 Easy Steps To Home Buying

Get Informed.

Buying a home is one of the largest financial decisions you will make and obtaining the right loan program is critical to your overall financial health.

Get Answers.

If you have questions — we have the answers. How much can I afford? Can I get help with a down payment? What are my loan options?

Get Pre-Qualified.

When purchasing a home, it’s important that you understand the difference between a “pre-qualification” and a “pre-approval”. Getting pre-approved will strengthen your negotiating power.
3 Steps To Buying
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West Shore Mortgage 

 West Shore Mortgage strives on delivering the right loan programs with the best interest rates in a timely fashion. A local company in Sacramento, CA, West Shore Mortgage’s team will understand your needs, provide you with the best customer service, and deliver the best home loan product.

We pride ourselves on making your home financing experience as easy and affordable as possible.

Click below to begin the application and talk to a West Shore Mortgage Loan Officer. 

Meet WSM
Loan Types


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FHA Special

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15-Year Mortgage

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30-Year Mortgage

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"This is our 5th time using Matt and each experience has been excellent. We will only use him, period. His responsive turnaround is so quick, it’s as though he’s responding before I hit send :)
This last refinance was seamless, professional and we always know we are in good hands, getting the best rate. We highly recommend Matthew Cole." 
-  Rob W. | Refinance

"Matt and his team are fantastic to work with. Quick, communicates easily, and always gets the job done for clients. Great Partner to have and a great lender to have in your corner when buying a home."
- Desiree T. | Purchase 

"Fantastic lender, very helpful and professional and didn't just deliver what he promised but exceeded expectations!"

- Norm H. | Refinance 

Questions? Contact Us.

We are here to assist. Contact me by phone, email or via my social media channels.

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